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We'd like to introduce the Portfolio
Monitor - a flexible web application to monitor your portfolio. Most importantly, the
gives a future projection of what might happen to your portfolio
over time and
throughout your retirement.
As we were planning for our retirement and wanting to make sure that we had enough money to
travel at the level that we wanted,
we needed a flexible retirement calculator that allowed us to enter our investments, income and
expenses. We were working
with a Financial Advisor whose company had a retirement planning tool, but it wasn't really
flexible enough to provide what we considered an accurate projection. We tried a variety of the
available tools however, in our opinion, they also had a number shortcomings:
the ability to enter many assets (especially 401k's) had limitations - while the current balance
could be entered, the number remained static until we took the time to update the balance with
the expense categories were more limited than we preferred and the timing of expenses was
not very flexible - we have some expenses that are annual, some quarterly and some monthly
caused additional calculations in order to properly input them;
there was no ability to adjust income or expenses for different time periods - for example, we
will likely travel extensively during our early retirement years, however as we age our travel will
unfortunately probably need to decrease due to physical limitations.
As a result, I decided to use my training as a software engineer to design my own tool to do the
calculations that we thought were important. Over time, the tool has continued to improve with
implementation of new features that eventually solved for each of the shortcomings that we found
with other widely available tools. After we retired and began contemplating this travel blog at the
encouragement of family and friends, we decided that the Portfolio Monitor would be a good
compliment to the blog, and would hopefully be useful to others.
We are not professional financial advisors and therefore we cannot and will not provide any
personal financial advice, however we will be happy to provide advice on how to utilize the
effectively. The Portfolio Monitor provides a wide variety of calculations, and each of the
calculations are based on decisions that each person (or couple) needs to make based on
and desires. Once input is complete, a detailed report will be generated and it is highly
recommended that you work with a professional financial advisor to assist with determining any
The Portfolio Monitor is geared to provide calculations and additional information to discuss with
your advisor, as well as to help you to organize and more easily monitor your investments.
Most input pages in the Portfolio Monitor have a Help page that provides additional more detailed
information on how to input and/or
use the information.
We would love to hear from you, so feel free to add any comments or questions about the
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Created On 04/24/2018 17:57:22
Updated On 08/22/2018 12:19:11
Scheduled On 05/10/2018 14:11:01
Posted On 05/10/2018 14:11:01
Last Editor Scott
Location LinkId the_portfolio_monitor